Our Mission & Team


Our Mission

We follow a strict moral code of ethics when assisting individuals and families with their financial goals.  We provide thoughtful financial guidance by exploring, clarifying, and developing a strategy based upon the principles of comprehensive financial planning. We will always make recommendations that we believe are in our client’s best interest, and conduct ourselves in such a way to bring honor to our firm and all those that we are associated. 




Our Team

Cindy Skaggs, CFP®

Cindy Skaggs, CFP®

Financial Planner






Cindy is a CERTIFIED FINANCIAL PLANNER™ practitioner with Integrated Financial Group, a consortium of independent LPL Financial Planners.  She provides her clients with personalized financial direction stressing the importance of a long-term strategy to balance risk and return.

Cindy's enthusiasm, her heart of a teacher, and drive to help others provides her clients with the stimulation they need to commit to and follow a strategy that is custom designed for them  As our nation's population matures, Cindy has concentrated her continuing education on income distribution planning and to help her clients with strategies that seek to provide an Income for Life.

Cindy received her Bachelor of Science degree in Industrial Management (1982) from Georgia Tech, and her Master of Science degree in Personal Financial Planning (2000) from Georgia State University. Completing the demanding course and examination requirements of the CFP® Board of Standards in March 2001, she was entitled to use the designation and marks of CERTIFIED FINANCIAL PLANNER™ practitioner and CFP® in June of 2003.

Happily married and a mother of two daughters, Cindy centers her life around her family.  An outdoor person at heart, she loves hiking, biking, swimming, rafting, and camping.


Carmen Shuck, Office Manager for Cindy Skaggs

Carmen Schuck, FPQP®

Office Manager






Carmen is the Office Manager for the team.  She is responsible for daily operations and servicing our client's needs.  Carmen not only supports the administrative needs of the advisors, but she also manages a variety of special projects designed to communicate with our clients and keep the business running smoothly and efficiently.  In addition to these duties, Carmen supports the needs of new advisors to IFG as a Transition Specialist, helping them bring their clients to the investment platforms of LPL Financial and IFG Advisory, LLC.  She graduated from Kennesaw State University in May 2013 with a Bachelor of Business Administration degree in Management, a minor in Marketing, and a Music and Entertainment Business Certificate. 


Sandra Salem, Financial Planner

Sandra Salem, MBA, CDFATM

Financial Planner






Sandra, an Atlanta native, offers a full range of Financial Services to assist you in working towards your financial goals pertaining to insurance, retirement, investments, taxes, and estate planning.  Since risk management and insurance planning are complicated topics and evolving everyday, Sandra has an additional concentration in long-term care, disability, life insurance, and annuities planning.

Sandra holds a MBA in Finance from Georgia State University and a Certificate in Financial Planning from the AmericanCollege of Financial Planning.  She is currently pursuing the completion of the CERTIFIED FINANCIAL PLANNERTM practitioner designation.

In addition to the seminars she conducts on Retirement Planning Strategies, she had an article published in Families with Children from China (FCC) newsletter on College Funding.

Prior to entering private practice, Sandra helped manage a family owned business, and then became a Finance Manager in AT&T's Real Estate department where she won numerous awards for her contributions.

Sandra is married and has two active children and a yellow lab.  One of her passions outside of the financial world is gardening, and she is an active member of the Spalding Garden Club.  In 2003, she won a blue ribbon at the Southeastern Flower Show.